It can be frustrating if you feel that money is owed to you from another person or a business. Knowing where to start a claim can be overwhelming, especially when you are juggling all your daily (and life) commitments. When it comes to claiming money back that is owed, you need to have an action plan and a strategy that you will follow. Without an action plan, you may overlook a claim, and you may miss out on money that is rightfully (and even lawfully) yours.
Assess Your Finances
The first thing you must do is assess your finances. Look at where you think you have been mis-sold a policy or item and see if there is a claim. Look at your recent finances, but remember to look at a few years back as well. You may have taken something out such as a loan more than a few years ago, and this needs checking. Putting your finances in date order will allow you to focus your efforts and attention. Remember to check physical bills and paperwork, as well as online accounts.
Personal or Business
After sorting through your finances, you must establish if you are claiming back money from another person or business. The claims process may be different depending on who you are pursuing for money, so keep this in mind. If you are claiming money back that is owed to you from another person you may wish to head to court by yourself. However, if you are owed money from a big corporation or large provider, then it will be best to seek assistance and guidance. Getting a result from businesses without professional guidance and knowledge can be difficult.
Use the Specialists
If you want to get results and you want your claim to be successful, then you are always best to reach out to the specialists. You can use specialists to see if you have a valid claim. Reaching out to specialists on the phone or via a website is quick and hassle-free. For instance, you can use a diesel claim checker to see if you are owed any money from being misled about emissions. You can also ring a loan provider to see if you were sold any unnecessary add-ons with that homeowner loan you took out a few years ago.
Keep Records
As soon as you know what you are claiming (and why), you need to start keeping records. Records of who you have contacted, why, and when are beneficial to you, and advantageous when it comes to making a claim. Organizing records and keeping them with your newly organized finances and documents will help you stay in control – especially if you are dealing with more than one claim at any given time. You may wish to keep physical copies of your records, or you may wish to digitize the information you are keeping. This could be kept on a spreadsheet to save time and space.
